Merchant Account for Debt Collection Agency

Accept credit card payments at your collections business with state-of-the-art virtual terminals while taking advantage of big savings on processing fees! We provide a full range of payment processing solutions for collection companies, startups, established business, capped volume inssues, declined or shutoff merchants we can help!

We have established a new business model for debt collection payment processing that allows you to benefit from your processing revenue. It is very similar to the way cell phone stores operate today by providing a free phone once you sign up for service. Based upon your processing activity, we have arranged for a variety of solutions that can be made available to you at no charge. Depending on the debt collection merchant solution you select, you can save yourself thousands of dollars working with a processor who approves of your business model.

Give us a call or fill-out the application request on the right side of the screen and one of our industry experts can help you determine the right merchant account for you. Selecting the proper type of collection agency merchant service will help save you from excess processing fees. Our experts are also knowledgeable with the various types of equipment and solutions available to you and can offer suggestions for the best type of solution for your particular business.


Credit cards are the fastest growing form of payment available in the United States, and web can give you the ability to offer a comprehensive credit card solution that will suit the needs of your debt collection agency business. Our credit card processing services for collection agencies are available to merchants of all sizes in virtually every debt recovery business sector, including medical, student loans, real estate collections, e-Commerce, consumer and commercial, new business and established agencies. With one of our state-of-the-art virtual terminals, you will be able to accept all Visa, MasterCard, Discover, American Express, Diners Club and JCB cards for payment as well as private label and smart cards. We are a full service processor providing all of our collection agency merchant account clients with 24/7 customer service and technical support. Although we provide a wealth of standard credit card processing services we also have a variety of customized solutions to fit any businesses requirements.


Over the past few years, we have found that many clients of collection agencies prefer to pay by check and ach processing rather than credit or debit. Merchants who accept ach transactions for collection repayment reduce the cost of accepting credit cards significantly by paying lower transaction fees for check and ach processing. Lower transaction fees for check processing and ach lowers your costs when processing payments for medical bills, student loans, consumer debt, commercial debt and more. Call us and get a quote for ACH Processing for collection agencies.


Student Loans
Medical Collections
Payday Loans
Real Estate
Credit Repair
Loan Modification

Tired of paying high rates, being declined, denied, closed or shut off?
We have Multiple Underwriting Banks!